Simple by design
We handled the complexity, so getting covered is effortless
Quick questions, no exam
A few health questions online. We have eliminated the medical exam for most people.
Your price in seconds
See exactly what you will pay. No hidden fees, no surprises, no waiting.
Covered today, perks included
Protection starts immediately — plus wellbeing benefits you can use right now.
We bundled wellbeing perks in,
so you get value from day one
No waiting for a claim. Start using these the moment you're covered.
Telehealth Services
Access board-certified doctors 24/7 via video call. Get prescriptions, referrals, and medical advice from home.
Virtual Physical Therapy
Personalized exercise programs and 1-on-1 video sessions with licensed physical therapists.
Grief & Loss Support
Compassionate support during difficult times. Access to grief counselors and funeral planning assistance.
Questions? We've got answers.
No jargon, no fine print tricks — just straight talk.
We recommend covering 50-70% of your gross income. This ensures you can maintain your lifestyle if you are unable to work.
Most applicants qualify for coverage without a medical exam.
Most applicants receive a decision within minutes and can activate coverage the same day.
Yes, you can adjust your coverage or cancel at any time with no penalties.
Still have questions? Contact our team
What people are saying
Here's what our customers love most
Easy to set a policy up and transparent. The process is fast.
Michael
Simple and easy to use.
Gemma
Perfect for peace of mind!
James M
Ready to protect what matters?
Get your personalized quote in minutes.
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